Crédito Real

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Content

Message from the CEO We are Crédito Real

Business segments
Cartera de crédito

Recognitions, initiatives, and associations

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1

Going further drives us

strategy and value creation

Business model
Social Responsibility Model
Global Compact and other initiatives

2

Making dreams come true drives us

agility and service

Digital transformation
Strategic partnerships
Blue Culture

3

Reaching new goals drives us

financial results

We expanded our vision
Competitive advantages

4

Achieving success together drives us

talent and community

Attracting the best talent
2019 Workforce by type of contract and gender
2017-2019 Workforce by type of contract, location, and gender
Well-being

5

Imagining a better future drives uso

environment

Energy
Emissions
Water
Materials and waste

6

Doing the right thing drives us

corporate governance and transparency

Code of Ethics and Conduct
Human rights
Corporate Governance
Transparency

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Annual and SustaInabIlIty Report 2019

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CONSOLIDATED FINANCIALSTATEMENTS

Design: generadorestudio.com

Crédito real© 2019

annual and Sustainability Report