WE HAVE
WHAT DRIVES US
OUR HIGHER PURPOSE.
OFFERING OPPORTUNITIES, SATISFYING NEEDS, AND
MAKING DREAMS COME TRUE.
ANGEL ROMANOS BERRONDO
Chief Executive Officer Crédito Real
Message from
the CEO
For Crédito Real, 2019 was once again an important year for growth during which our yearly results were good—despite the challenging environment we faced in Mexico—providing us with the drive we needed to achieve the objectives established in our budget.
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We are
crédito real
We are a Mexican company with more than 25 years’ experience in offering financial solutions—through innovative products—to segments that are usually neglected by the traditional banking system.
We are present in Mexico, the US, Costa Rica, Panama, Honduras, and Nicaragua.
Across seven business segments we serve our more than 916,320 clients* with products tailored to their needs.
Learn moreStrategy and value creation
Reaching further
drives us
We work to achieve our 2022 vision in accordance to our business model with a sustainable focus that enables us to address topics that are relevant to both our business and our stakeholders.
learn moreSince 2003
we adhere to the Global Compact
14 material
topics we address
18 stakeholders
identified
agility and service
Making dreams come
true drives us
We know that in order to achieve this it is imperative that we use state-of-the-art technology and have a strong value chain which, in addition to a marketing strategy based on our business’ strengths, enables us to reach further.
Learn more354 suppliers
are part of our value chain
Cultura Azul
(Blue Culture) is the organizational culture that gives us an identity
Financial performance
Conquering new
goals drives us
Our work is focused on our 2022 Vision, but without limiting ourselves to the future. The fact that we have maintained sustained growth over the past few years and have consolidated our success in the market reflects this.
MXN $11,933
interest revenue
34.2%
capitalization
29.3%
growth in the loan portfolio
talent and community
Achieving
success
together drives us
In order to be successful together, we aim to offer our employees benefits, permanent training, evaluations to detect potential improvements, and the working conditions needed for them to grow professionally and personally.
Ver másMXN $6.3 MDP
invested in training
622
employees
MXN $3.7 MDP
invested in Crédito Real Tennis Center
Environment
Imagining
a better
future drives us
Because imagining a better future drives us, we make a permanent effort to efficiently manage the resources we need to operate and to mitigate the negative impact of our business on the environment.
Learn more2.57 GJ
of CO₂e per employee of energy intensity
0.52 tCO₂e
per employee of emissions intensity
5,712 m3
of water consumed
Corporate governance and transparency
Doing the right
thing drives us
We adhere to the highest ethics and integrity standards, and to a strong corporate governance structure in order to protect our company’s interests and create value for our shareholders.
Learn moreZero
reports received related to discrimination
72%
of our employees received training on human rights
362
employees received training on anti-corruption
Since 2012 we are part of different national and international initiatives, and we have been recognized by different organizations.
Learn more